Home improvement financing made easy
Your nationwide home improvement lender of choice, offering a simple platform for application and document signing in home.
Close more projects
We give contractors the opportunity to close canceled projects by making home improvement affordable and providing easily accessible financing for all homeowners.
Reasons for postponing/cancelling home improvement projects
Cost more than could afford
Couldn’t find proper financing
Based on those who planned to do a home improvement project in the past 12 months, but canceled or postponed it. Data from a study conducted by Ipsos Observer.
One stop lender
Dividend has expanded its first look program to approve across the credit spectrum. Approvals are on par with 1st, 2nd, and 3rd look lenders within the home improvement financing industry.
Easy to apply
- Simple, easy to use platform
- Soft credit check that doesn’t affect credit score
- Simple information needed from the homeowner
A simple process
- Real-time automated approvals
- Signing on device or by email
- No paperwork required at application
Ease of use
- Homeowner application requires only seven inputs
- Platform to manage your pipeline
- Fast, same day funding, and reporting
White-glove service
- Dedicated Account Manager
- Speak directly with our operations team
- Real-time in-home sales support
Built for home improvement
- Many options, including no fee programs
- Staged funding
- Long terms, no interest promos, and more
Customers benefit too
- No homeowner fees and no money down
- No prepayment penalties
- High loan amounts available
